Pro Se Information
Filing a Bankruptcy Case Without an Attorney
Notice to Individual Consumer Debtor under § 342(b) of the Bankruptcy Code (Form B201.), in accordance with §342(b) of the Bankruptcy Code, this notice: (1) describes briefly the services available from credit counseling services; (2) Describes briefly the purposes, benefits and costs of the four types of bankruptcy proceedings you may commence; and (3) Informs you about bankruptcy crimes and notifies you that the Attorney General may examine all information you supply in connection with a bankruptcy case.
CREDIT COUNSELING BEFORE YOU FILE
Some forms are not listed on Form B200, but may be required to comply with rules applicable to your individual situation, or to protect your rights. If possible, you may want to obtain legal advice about which forms to file and how to complete them. All forms submitted to the court must be complete and signed.
Note: When filing a joint case (husband and wife), both debtor and joint debtor are required to sign all documents and pleadings for filing. Please provide a daytime phone number under the signature.
If a petition preparer presents your case for filing, the preparer must complete and sign the related section of the petition. A Declaration and Signature of Non-Attorney Bankruptcy Petition Preparer and Notice to Debtor by Non-Attorney Bankruptcy Petition Preparer (Form 19) must also be filed.
Please provide copies of all payment advices (employment pay stubs) that you received from your employer within 60 days before filing your bankruptcy petition, or if you did not receive pay stubs then provide copies of any other evidence of payment such as bank statements showing deposits from your employer. If you do not have any evidence of payment then complete the Statement re Payment Advices. Please follow the applicable division requirements below:
Pursuant to the Privacy Act, redact (remove) all but the last four digits of your social security number on each copy.Chapter 7 Cases or chapter 11 individual cases: Submit for filing the payment advices and/or Statement re Payment Advices within 14 days from the date you file your bankruptcy petition.Chapter 13 Cases: Do not file your payment advices. Submit them directly to the Chapter 13 trustee. See Court Order dated September 26, 2006, for more information.
Pursuant to the Privacy Act, redact (remove) all but the last four digits of your social security number on each copy. Submit for filing the payment advices or Statement re Payment Advices within 14 days from the date you file your bankruptcy petition.
Do not file your payment advices. Submit them directly to the trustee assigned to your case. See Order re Filing of Payment Advices dated May 15, 2006, for more information.
Do not file your payment advices. Submit them directly to the trustee assigned to your case. See Order re Filing of Payment Advices, dated October 17, 2005., for more information
A mailing matrix is an alphabetical list of the names and addresses of all your creditors and any co-debtors that you have listed on Schedules D, E and F. The Court's Amended General Order 13 describes the required format. In addition, a Mailing Matrix Cover Sheet is required.
Contrary to the instructions provided in Form B200, the mailing matrix (list of creditors) must be filed at the same time the bankruptcy petition is submitted to the Court – even if your creditors are already documented in the other forms that accompany your petition.
Before a discharge can be granted in an individual Chapter 7 or Chapter 13 case, each debtor must complete a personal financial management course. This course must be completed after the filing of the petition. A list of the approved financial management providers is located under the link for the U.S. Trustee.
Use only Official Form 23, Debtor's Certification of Completion of Instructional Course Concerning Financial Management, to certify that you have taken the personal financial management course. Separate certification forms are required for the debtor and joint debtor. Failure to file the certification may result in your case being closed without an entry of discharge. Do not file form B23 with the petition. This is a post-petition requirement.TOP
The entire filing fee must be provided with your bankruptcy petition, unless
For all new cases, only one original is required at the time of filing. Additional copies may be submitted if you want endorsed copies returned to you. If copies are to be returned by mail, submit a self-addressed stamped envelope.
For all filings other than the required case opening documents, please refer to each division's Chamber's Copies for (Electronic Case Filing) ECF requirements.TOP
The Court will accept emergency filings with limited documents, commonly referred to as a "Skeletal Petition." The following documents are required when filing a Skeletal Petition:
NOTE: The remainder of the required documents, as listed on Form B200, must be filed within 14 days from the date of the filing of the petition, or your case may be subject to dismissal.TOP
WHERE TO FILE YOUR CASE
Unless filing on an "emergency basis," you must file your bankruptcy case and subsequent documents in the applicable division location. If you have questions regarding your bankruptcy case, please contact the division where you filed your case.